Customer Credit Analyst
Credit files and limit recommendations for business customers
The Customer Credit Analyst assembles credit files on business customers — trade references, payment history, public filings and permissible business credit reports — and recommends credit limits and terms against your credit policy.
A named person approves every limit, term and hold. The analyst never makes the final credit decision; where a decision is adverse, the approver sends the notice ECOA and Regulation B require, and consumer credit data is used only as the FCRA permits.
AI drafts; a named person approves.
This seat is built and can be switched on for your business as a free evaluation. It is not for sale and has no price yet. Ask below; a person reviews every request and replies by email. Nothing is charged.
SARA is our AI assistant. Calls are recorded.
Morning: builds credit files for new account applications. Midday: reviews customers approaching their limits. Afternoon: drafts limit-increase and hold recommendations for the credit approver. Monthly: reports credit exposure by risk band.
- ·Assemble credit files on new and existing business customers
- ·Recommend limits and terms against written credit policy
- ·Monitor exposure, over-limit orders and payment trends
- ·Prepare adverse-action notices for the approver to send
- ·Keep every credit decision and its reasons on file
- ●Credit applications turned around within 2 business days
- ●Bad-debt write-offs as % of sales
- ●Customers over limit without an approved exception
- ●Policy exceptions documented
- · Distributors
- · Manufacturers
- · Wholesale suppliers